Let's say you’re 6 months shy of your 60th birthday. You are 59½ to be exact. Why is that age sosignificant? It signifies a turning point of sorts in your life—on a number of fronts. In particular, the IRS allows you to make withdrawals from your retirement account without incurring a penalty. It is also nearly a decade after you were granted the right to contribute more to your IRA fund. In 30 months you’ll be eligible to claim Social Security benefits. You’re 66 months away from Medicare eligibility. In this report, we explore your retirement options, your health-care concerns, and how to obtain the best advice to move vibrantly into those golden years. We also turn back the clock to take a quick look at how history may have shaped your outlook.